ACH payments, reimagined
Send and receive ACH payments with Same-Day settlement, micro-deposits, and automated return handling — all through a single API.
Three steps to move money
Originate
Submit ACH debit or credit instructions via API. Validate accounts with micro-deposits or instant verification.
Process
HiSettly routes through the ACH network with smart retry logic and automated compliance checks.
Settle
Funds settle to your account. Get real-time status updates via webhooks at every stage.
Everything you need for ACH
Same-Day ACH
Settle payments in hours, not days. Available for both debit and credit transactions.
Micro-Deposits
Verify bank accounts securely with automated micro-deposit flows and instant confirmation.
Return Handling
Automated return processing with detailed reason codes and configurable retry policies.
Webhooks
Real-time event notifications for every status change. Never poll for updates again.
One API call to
send a payment
Submit an ACH transfer with a single POST request. HiSettly handles NACHA formatting, compliance checks, and settlement tracking automatically.
curl -X POST https://api.hisettly.com/v1/ach/transfers \
-H "Authorization: Bearer sk_live_..." \
-H "Content-Type: application/json" \
-d '{
"amount": 50000,
"currency": "usd",
"direction": "credit",
"account_id": "acc_1a2b3c4d",
"description": "Vendor payment",
"same_day": true
}'Start Moving Money with ACH
Integrate ACH payments in minutes, not months.